# Financial Calculators? iCalculator is Online and Easier!

On the upside, hand-held financial calculators such as an HP10 and HP12 have proven to be a great tool.

Financial calculators are true calculation workhorses. They enable us to make a series of complex amortization, cash flow and time value of money computations otherwise nearly impossible for most of us.

I’m not a math guy, so I certainly relied upon an HP10 for all of my complex computations.

On the downside, however, my primary complaint has always been that hand-held financial calculators are tedious. They require a number of key-strokes to make a calculation along with a close eye on the owner’s manual for instructions.

So for me at least, despite the benefit a hand-held financial calculator provides, because they are somewhat difficult to work with and generally very time consuming, I wanted an option.

Okay, I went overboard.

I developed iCalculator to mimic many of the same calculations you would make on a hand-held financial calculator. But with less user input and time. PLUS, it teaches you the definitions and formulas.

With iCalculator you can make dozens of calculations.

##### 1) Investment
• Cap Rate
• Gross Rent Multiplier (GRM)
• Cash on Cash Return (COC)
• Acquisition Cost
• Sales Proceeds (before taxes)
• AND MORE
##### 2) Cash Flows
• Internal Rate of Return (IRR)
• Net Present Value (NPV)
• Financial Management Rate of Return (FMRR)
• AND MORE
##### 3) Time Value
• PV, FV, Rate, Years)
• Sinking Fund
• Inflation Rate (1913 – present)
• AND MORE
##### 4) Tax Shelter
• Depreciation
• Cash Flow After Tax (CFAT)
• Return on Equity (after taxes)
• Sale Proceeds (after taxes)
• AND MORE
##### 5) Mortgages
• Mortgage Payment (monthly, PI and PITI)
• Maximum Purchase Price (the most you can pay)
• Maximum Mortgage (the most you can borrow)
• Mortgage Refinance
• AND MORE

#### You Get

• Function. Real estate calculations
• Learning. Real estate investing definitions and formulas
• Mobility. 24/7 mobile online access

### So You Know

You can learn more about iCalculator, including the previewing of screenshots, and purchase at a discount (a one-time payment of just \$24.95). Go to iCalculator discount web page…